Heirs’ Property Relending Program

  • USDA Deputy Secretary Dr. Jewel H. Bronaugh (middle) standing with Dañia Davy and Cornelius Blanding of the Federation of Southern Cooperatives/Land Assistance Fund at the announcement of the program.


  • The applicant must be an individual(s) or legal entity with the authority to incur the debt and resolve ownership and succession of a farm owned by multiple owners
  • The applicant must be a family member or heir-at-law related by blood or marriage to the previous owner of the property
  • The applicant must agree to complete a succession plan to prevent future heirs’ property issues
  • The applicant must either be a cooperative member or individual member of the Federation of Southern Cooperatives
  • To be eligible for the Shared Capital Heir Relending Program, the heir property must be located within one of the following states:
    • Alabama
    • Georgia
    • Louisiana
    • Florida
    • Mississippi
    • South Carolina

Eligible loan uses include:

  • Purchase and consolidation of fractional interests of other heirs to clear title to a farm
  • Closing cost associated with purchase and consolidation of fractional interests
  • Appraisals, title search, heir location services, filing fees and similar professional expenses
  • Property surveys to establish legal ownership boundaries
  • Mediation services to resolves disputes amongst heirs
  • Documentation preparation, deed drafting, heirs agreements and other legal services related to farm succession planning

Funds may not be used for the following:

  • Land improvements
  • Property development
  • Buildings
  • Personal property
  • Farm operating costs
  • Any other purpose prohibited by the USDA