Invest

  • “Shared Capital is the gateway for a more successful cooperative sector.”

    Repa Mekha, former Shared Capital Board Member and Executive Director, Nexus Community Partners

Invest in a Cooperative Economy

More and more people are turning to cooperatives as an economic alternative because of growing discontent with the flaws of the US economic system including systemic racism, economic inequities, lack of good jobs, and housing that is out of financial reach to too many.

Shared Capital offers individuals, cooperatives, impact investors, foundations, and others the opportunity to invest in a cooperative economy. By investing in Shared Capital, you invest with your values to support cooperatives in local communities.

A Cooperative Economy is an economy built on justice, equity, and democracy. Cooperatives can flip-the-script on who has economic power and who receives the benefits in our economy. Cooperatives are democratically owned by employees, customers, the community, or other key stakeholders. Cooperatives improve the lives of their members and their communities –creating quality jobs; safe, dignified, and affordable housing; access to healthy foods, and more.

By supporting the formation and expansion of cooperatives, Shared Capital helps communities build more just, inclusive, and equitable local economies. An investment in Shared Capital helps more cooperatives get access to the capital they need.

Shared Capital Cooperative has a successful track record of more than 45 years financing cooperatives. Shared Capital has provided 1,000 loans to cooperatives totaling $87 million.

Investment Options

This offering is open to all investors. We have two investment options:

  • Preferred Stock
    • Target 5% return, target hold of 5+ years
  • Investment Notes with the following terms and interest:
      • 5-year term at 3% interest
      • 7-year term at 3.4% interest
      • 10-year term at 4% interest

Minimum Investment: $500

You can invest online. Click here to see our offerings on SVX. Questions? Contact us at invest@sharedcapital.coop for more.

How to Invest

  1. Go to SVXUS.org and create an account (if you don’t already have one)
  2. Review the offering materials and disclosures
  3. Complete the Subscription Agreement
  4. Submit your investment:
    • Send funds by wire, or
    • Provide bank information securely for ACH transfer
  5. Once funds are received, we will provide a fully executed set of documents

If you prefer not to use the portal, please contact us at invest@sharedcapital.coop to discuss other options.

This offering has been qualified by the SEC. For more information see our Offering Circular or view or download from the SEC EDGAR site.